ROSS BROTHERS – INSURANCE CLAIMS SPECIALIST

Partner With Ross Brothers

You handle the legal, We’ll do the rest!

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Partnering for Success

Maximizing Insurance Claims for Your Clients With Us

As an attorney handling property loss insurance claims, your clients count on you to secure the compensation they deserve. But what happens when the estimates don’t align with the real cost of rebuilding? What if the payout falls far short of what’s necessary to restore their property? That’s where we come in.

At Ross Brothers, we specialize in maximizing insurance claims with accurate, detailed documentation that eliminates the room for dispute. With over 35 years of experience in both the construction and insurance industries, our unique system uncovers the mistakes insurance companies often make—and we back it with a level of expertise you can trust.

Our Proven Process

A System Built for Success

STEP 1
On-Site
Inspection

We begin with a comprehensive, personal inspection of the damaged property. Our experts meticulously capture every aspect of the loss to ensure no detail is overlooked.

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A Process Built to Maximize iNSURANCE Claims

At Ross Brothers, we employ a proven system designed to make disputing a claim virtually impossible for insurance companies. We begin with a comprehensive, on-site inspection that leaves nothing to chance.

STEP 2
Advanced
Documentation

Using Matterport’s cutting-edge 3D technology, we document the scene with precision. This allows us to record exact measurements and create a full visual record, ensuring every aspect of the damage is captured and accounted for.

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Industry-Leading
Technology for
Precise Documentation

Our use of Matterport 3D technology sets us apart. This state-of-the-art tool allows us to capture the property in its entirety, offering high-resolution imagery and pinpoint measurements. Unlike traditional methods, this technology creates a detailed digital twin of the loss, allowing us to virtually revisit and examine the scene as needed. By using this innovative technology, we ensure that every inch of the damaged property is accounted for in the claim, leaving no room for ambiguity.

STEP 3
Comprehensive
Estimate

We use industry-standard software widely used by insurance companies to generate a highly detailed and precise estimate. This ensures that our estimates align with the expectations and formats that insurers are accustomed to.

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Precision Estimation:
From Xactimate
to Excel

Once the physical documentation is complete, we leverage Xactimate, the insurance industry's leading estimating software, to generate a comprehensive assessment. However, we don’t stop there. We take the extra step of exporting the estimate to Excel, where we perform a detailed, line-by-line comparison with the insurance company’s estimates. This thorough side-by-side analysis often reveals missing items, undervalued repairs, and hidden costs that insurance companies tend to overlook. This allows us to challenge their numbers with data-backed evidence and advocate for the true cost of rebuilding.

STEP 4
Line-by-Line
Comparison

We conduct a line-by-line comparison against the insurance company’s numbers, highlighting any discrepancies, including missing items and undervalued aspects, that are commonly overlooked in insurance assessments.

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Identifying and Closing the Gaps

Insurance companies frequently underestimate the true scope of the work required to restore a property properly. At Ross Brothers, we go beyond identifying gaps by securing detailed bids from reputable and highly qualified contractors. These bids provide concrete, industry-backed validation for our assessments. Each missing item or undervalued aspect is supported by these contractor-provided estimates, accompanied by clear explanations of why additional funds are necessary. This approach ensures that the final estimate reflects the true cost of a high-quality, complete restoration.

STEP 5
Expert Validation
of Gaps

Our construction expertise allows us not only to identify gaps but also to explain them clearly. We provide a comprehensive summary detailing the differences in scope and why additional funds are necessary to complete the restoration correctly.

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Leveraging Decades
of Construction
Experience

Our team’s combined decades of experience in general contracting and construction are invaluable assets in this process. We understand the true costs and complexities involved in rebuilding properties, giving us the ability to craft estimates that are both accurate and transparent. When we identify gaps in the insurance company’s estimates, we demonstrate exactly what it will take to restore the property to its pre-loss condition, ensuring that your clients’ claims are fully supported with professional credibility and solid evidence.

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Maximizing Insurance Claims for Your Clients

Fire Damage Claim – North Miami Beach

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